|Death / Permanent Total
Disablement / Permanent Partial
Disablement per student
||Rs. 1,50, 000/- ||Death, injury or disablement due to intentional self-injury, suicide, whilst under influence of intoxicating liquor or drugs, venereal diseases or AIDS, arising or resulting from committing any breach of law with criminal intent, war perils, ionizing radiation, nuclear perils, excluded activities & occupation specified hereunder**
*Hospitalization due to "SICKNESS" or "PRE-EXISTING DISEASES" are not covered
**(a) Whilst working in underground mines, explosives, magazines, workers involved in electrical installation with high tension supply, Jockeys, Circus personnel, Persons engaged in activities like racing on wheels or horseback, big game hunting, mountaineering, winter sports, skiing, ice hockey, ballooning, hang gliding, river rafting, polo and persons engaged in occupations or activities of a similar degree of hazard.
(b) Whilst engaging in aviation or ballooning, whilst mounting into, dismounting from or travelling in any balloon or aircraft other than as a passenger (fare paying or otherwise) in any duly licensed standard type of aircraft anywhere in the world, ['Standard type of Aircraft' means any aircraft duly licensed to carry passengers ( for hire or otherwise) by appropriate authority irrespective of whether such an aircraft is privately owned OR chartered OR operated by a regular airline OR whether such an aircraft has a single engine or multiple engine.]